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个人贷款

在GKH Express，我们深知您有时会面临意想不到的资金需求。因此，我们致力于提供便捷可靠的贷款解决方案。

No Guarantor
5Year
GKH Express Loan Pinajman
GKH Express Pinjaman Peribadi
GKH Express Loan
GKH Express Easy Loan
Instant Loan

申请简便

流程简单，所需文件极少。
轻松便捷，只需几分钟即可完成申请。

即时现金

一天内即可提现！申请获批，资金即刻到账。别再犹豫，立即申请！

持有执照、合法、值得信赖

GKH Express是 KPKT 授权的贷款机构，保证为您提供安全可靠的服务。

申请简便

年利率：最高可达18%。

还款期限： 6个月至60个月

资助金额： 1000令吉至100000令吉

资格

  • 年龄在18至70岁之间的人

  • 最低月收入1000令吉

  • 私营和政府雇员

  • 马来西亚公民

  • 吉隆坡和雪兰莪州的居民

所需文件

  • 马来西亚身份证 (MyKad)

  • 最近两个月的工资入账银行对账单

  • 最近两个月的工资单和/或

  • 最新公积金缴款记录（至少包含两个月的缴款）

  • 最近两个月内的水电煤气等公用事业账单

快速融资，满足您的需求。 迈出第一步。
立即申请！仅需1小时即可获得现金！

Personal Loans Disclosures

The financing rates is 1.5% per month or 18% per annum. Tenor of the financing offered is between 90 days and 5 years. As a representative illustration, for a RM10,000 loan amount borrowed for 1 year at an annual interest rate of 18%, the total repayment amount at the end of the tenure is RM11,800.
​
Loan Term:

Minimum 90 days. Maximum 60 months. 
Maximum Annual Percentage Rate (APR) is 18%
 
Loan calculation example:
Mr. Tan registered to borrow RM5,000 for 3 months (90 days).
Tan's overpayment is only RM5,000 x 90 x 0.05% = RM225.
Full payment is RM5,000+RM227.50 = RM5,225.
Tan's monthly payment is only RM5,225/3 = RM1,741.67.

Butir-butir Lesen yang Diperbaharui​

No. Pembaharuan Lesen : WL3694/10/01-11/021126
Sah dari                                : 3/11/2024
Hingga                                  : 2/11/2026

Butir-butir Permit​

No. Pembaharuan Lesen : WP3694/10/01-8/021126
Sah dari                                : 3/11/2024
Hingga                                  : 2/11/2026

Kadar Faedah dan Tempoh Pembayaran

Kadar Faedah:
APR daripada 12%-18%

​

Tempoh Pembayaran:
6 Bulan - 60 Bulan.

​

Contoh:
Jumlah kredit: RM5000.
Tempoh pembayaran: 6 Bulan.
Kaedah faedah: RM448.
Jumlah yang perlu dibayar: RM5448.

Waktu Bekerja dan Lokasi

Kadar Faedah:
APR daripada 12%-18%

​

Lokasi Pejabat:
34, Jalan SG 1/5,Taman Sri Gombak,
68100 Batu Caves,
Selangor, Malaysia.

​

Pejabat: +603-61778386
WhatsApp/Tel. : +6017-633 8626

​

Waktu Bekerja:
Isnin - Ahad 
24 Jam
7 Hari

*Perjanjikan memberi pinjam wang hendaklah ditandatangani oleh semua pihak di alamat operasi syariakt.

GKH_Office

Loan Products Disclosures:

​

1) What do i get from this product?

​

Interest/Profit Rate
Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate:
Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the company hereunder is subject to the GKH Express's right to vary the same at any time and from time to time with prior notice to you.

​

Total Interest/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).
Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

​

2) What other charges do I have to pay?

​

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

​

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

COPYRIGHT © 2025/26 GKH Express  ALL RIGHTS RESERVED.

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