top of page
关于我们

GKH Express,我们深知您有时会面临意想不到的资金需求。因此,我们致力于提供便捷可靠的贷款解决方案。

GKH Express致力于为您提供的不仅仅是贷款——我们为您打造无缝、透明且完全定制化的体验。您的信任是我们的重中之重;因此,我们始终努力确保您的满意度和财务健康。我们的专家团队将全程陪伴您,助您轻松自信地完成贷款流程。我们以极具竞争力的利率、灵活的还款方式以及从始至终的卓越客户服务,践行我们对您的承诺。

什么是KPKT许可证贷款?

根据1951年《放贷人法令》,马来西亚的放贷人和典当行公司牌照由房屋及地方政府部(KPKT)下属的放贷人和典当行部门颁发,而非由马来西亚国家银行颁发。

更多信息,请访问:

https://www.kpkt.gov.my/index.php/pages/view/175

我公司许可证:

WL3694/10/01-11/021126

你为什么选择GKH Express?

完全透明

贷款信息、条款、费用和还款计划在收到资金前都会公开说明。

快速审批

算法技术能够高效处理申请,适合满足紧急资金需求。

轻松访问

我们接受信用记录有限或没有信用记录的申请人,并采用灵活的资格要求。

对自由职业者来说很灵活

有助于管理不规律的现金流,非常适合零工工作者和创业者。

数字应用

100% 在线申请流程 - 随时随地,只要有网络连接即可申请。

信用回收

按时还款有助于保持良好的信用记录。

快速融资,满足您的需求。 迈出第一步。
立即申请!仅需1小时即可获得现金!

Personal Loans Disclosures

The financing rates is 1.5% per month or 18% per annum. Tenor of the financing offered is between 90 days and 5 years. As a representative illustration, for a RM10,000 loan amount borrowed for 1 year at an annual interest rate of 18%, the total repayment amount at the end of the tenure is RM11,800.

Loan Term:

Minimum 90 days. Maximum 60 months. 
Maximum Annual Percentage Rate (APR) is 18%

 
Loan calculation example:
Mr. Tan registered to borrow RM5,000 for 3 months (90 days).
Tan's overpayment is only RM5,000 x 90 x 0.05% = RM225.
Full payment is RM5,000+RM227.50 = RM5,225.
Tan's monthly payment is only RM5,225/3 = RM1,741.67.

Butir-butir Lesen yang Diperbaharui​

No. Pembaharuan Lesen : WL3694/10/01-11/021126
Sah dari                                : 3/11/2024
Hingga                                  : 2/11/2026

Butir-butir Permit​

No. Pembaharuan Lesen : WP3694/10/01-8/021126
Sah dari                                : 3/11/2024
Hingga                                  : 2/11/2026

Kadar Faedah dan Tempoh Pembayaran

Kadar Faedah:
APR daripada 12%-18%

Tempoh Pembayaran:
6 Bulan - 60 Bulan.

Contoh:
Jumlah kredit: RM5000.
Tempoh pembayaran: 6 Bulan.
Kaedah faedah: RM448.
Jumlah yang perlu dibayar: RM5448.

Waktu Bekerja dan Lokasi

Kadar Faedah:
APR daripada 12%-18%

Lokasi Pejabat:
34, Jalan SG 1/5,Taman Sri Gombak,
68100 Batu Caves,
Selangor, Malaysia.

Pejabat: +603-61778386
WhatsApp/Tel. : +6017-633 8626

Waktu Bekerja:
Isnin - Ahad 
24 Jam
7 Hari

*Perjanjikan memberi pinjam wang hendaklah ditandatangani oleh semua pihak di alamat operasi syariakt.

GKH_Office

Loan Products Disclosures:

1) What do i get from this product?

Interest/Profit Rate
Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate:
Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the company hereunder is subject to the GKH Express's right to vary the same at any time and from time to time with prior notice to you.

Total Interest/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).
Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

2) What other charges do I have to pay?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

COPYRIGHT © 2025/26 GKH Express  ALL RIGHTS RESERVED.

bottom of page